1.) Find out if Home Ownership is Right for You

Renting vs. Buying

Buying a home is a big financial and lifestyle decision! Make your decision an informed one by taking a close look at the pros and cons of home ownership...

2.) Determine if You Are Financially Ready

How Much Can You Afford?

Now is the time to carefully define your current financial situation and estimate the price range in which you can expect to comfortably purchase...

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3.) Figure out How Much It will Really Cost

The Other Costs

Find out how much a home purchase will cost - at the time of your purchase (down payments, legal fees, land transfer tax, home inspections, etc) - and once you own your home (taxes, utility costs, home maintenance and repair, home insurance, etc)

4.) Understanding Mortgages

Talk to a Lender

How to get a pre-approval to determine how much money you can borrow - BEFORE you start looking at houses! And there is so much more to consider - people talk a lot about interest rates, but it is just as important to consider the other terms of the loan agreement. It pays to be knowledgeable.

5.) Finding the Right Home

Talk to Your Realtor

Hiring a good buyer agent will save you a lot of time and ensure that your best interests are protected throughout the process.

6.) Learning About The Offer Process

You've Found It!

Finding a home you want to purchase is just the start - what to expect once you decide to make an offer to purchase your dream home...

7.) Closing Time

The Final Steps

What to expect on closing day and how to make your move to your new home a smooth, enjoyable process.

Give Tracey a call or send her an email now!

She will be happy to set up a Buyer counselling session with you to discuss your home ownership questions and concerns.